Mortgage Guide
Getting a Mortgage can be a tough process. Our free guide can make the process much easier. Giving you helpful tips on securing your mortgage. This guide is for all those looking to Purchase, Remortgage or move house. Don't be scared by jargon our guide will go over any complicated sounding language and simplify it for you.
Who we work with
With over 80 lenders on our panel we are confident we can get you the best available deal.
Need Advice?
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Benefits of being a First Time Buyer
It is not easy buying your first property but help is at hand. First Time Buyers can benefit from Specialist Products and Incentives to get their foot on the property ladder.
5.5x Income
Some lenders will boost affordability for First Time Buyers allowing you to borrow as much as 5.5x your income. For those who are in proffesional roles some lenders will look up to 6.5x your income!
Why use Rocket?
Options
We work with over 80 lenders on a daily basis.
Experience
Over 20+ Years of helping people just like you.
Price
We compare with all lenders to get you a price you can afford.
Service
We do our best to ensure you have a stress free experience.
How to get a better Mortgage Rate
Your mortgage rate depends on a lot of different factors check out what you can do to boost your chances of getting a lower rate.
Higher Deposit
Having a larger deposit will mean lenders can typically offer you a better rate.
What type of mortgage are you after?
There are four main types of mortgages, please select the one that suits what you are hoping to achieve.
A first time buyer is one who is looking to purchase a property for the first time. Click here to see the benefits of being a First Time Buyer.
A remortgage is for those looking to take out a mortgage, usually when their fixed product has come to an end.
A buy-to-let is for those who are looking to purchase a property with the intention to rent it out in order to make a profit.
For those who currently own their own home and are looking to purchase a new property.
FTB FAQs
Mortgage Basics
We know getting a mortgage may seem like a daunting and stressful time, but it really doesn't have to be. A mortgage is a contract with a lender who will give you a loan on a secured asset such as a house, that you live in. These loans are secured against the asset meaning if you cannot pay your mortgage your property may be repossessed. Once you enter in a contract with a lender you are agreeing to pay them back over an agreed period of time, could be anything from 10 years to 40. If you opt for a repayment mortgage then you pay Capital and Interest each month until your mortgage is paid off. Fixed Products are particularly common and popular these days as most borrowers appreciate the safety that is given with them, these can be from 2 years up to 10 years!There is a lot to think about with mortgages and if you would like to speak to an advisor please use the contact form for us to get in touch.