What is Income Protection
Income Protection
Income protection is a policy that is designed to replace your income if you cannot work. It will typically pay up to 70% of you income should you be unable to work, and this an help you pay for your essentials and maintain your lifestyle.
Protection Guide
Protection can appear daunting and complicated at times. There are many variables and different products involved. This guide will help you understand the basics of protection and can help you make a more informed decision to ensure that you and your family have the right policies in place should something unforeseen happen.
Who we work with
We work with a wide range of protection providers, ensuring you can get the right product to match your needs.
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Why use Rocket?
Options
We work with High St Insurers and Niche Providers.
Experience
Over 20+ Years of helping people just like you.
Price
Our Panel of providers ensures you don't over pay.
Service
We do our best to ensure you have a stress free experience.
Protection Jargon Buster
Decreasing Term
This is where the Sum Assured, decreases over time, typically used to match the mortgage debt that over time goes down as repayments are made.
Protection FAQs
Different types of protection.
There are many protection policies available see below the different types of cover availble.
Income protection is an insurance policy that pays you a regular income if you're unable to work due to illness or injury.
Critical illness cover is an insurance policy that provides a lump sum payment if you're diagnosed with a serious illness.
Life cover is an insurance policy that pays out a lump sum to your loved ones if you die during the term of the policy.
A policy provided by an employer that offers protection such as life, income, or critical illness cover to a group of employees under a single plan.
Protection Basics
There are many types of protection and it can often seem like an endless confusing list of products, but choosing what is needed for you doesn’t need to be a complicated task.
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The first thing to consider is what needs to do you have to be protected? Do you have a mortgage, do you have an income, would you children be affected should the worse happen to you?
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This is something that we often avoid to think about, but it is something that is necessary in order to determine what is important for us.
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All policies have the same aim, and that is to mitigate the harm done from any unforeseen circumstances in life, we never know what is around the corner, which is why it is important to look at policies that can help should the worst happen.
Policies often also come with additional perks such as access to private medicinal advice a video GP and many more depending on your chose provider.
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If you would like a free no pressure conversation on protection please call us on:
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